Insurance (other than liability)

Discussion in 'New Members Forum' started by Rustys 77, Sep 22, 2009.

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  1. Rustys 77

    Rustys 77 Member

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    Had to get an appraisal from an independent and was pleased when my car was valued at $1500 more than I paid for it...Anxious to post some pics but need some more posts (i think)
     
    Rustys 77, Sep 22, 2009
    #1
  2. justin has a 74

    justin has a 74 Maverick bandit official

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    the bank said mine was worth 4500 dollars[​IMG] makes me feel special... it was looked at by a guy that prices classic cars
     
    justin has a 74, Sep 22, 2009
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  3. 1973Maverick357

    1973Maverick357 Cooler then a Camaro

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    The higher they price your car the more insurance money they get...
     
    1973Maverick357, Sep 22, 2009
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  4. Dave B

    Dave B I like Mavericks!

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    Awesome! That's good to hear. Now get posting, so we can see some pic's!
     
    Dave B, Sep 22, 2009
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  5. Dave B

    Dave B I like Mavericks!

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    Totally the wrong mentality.....
     
    Dave B, Sep 22, 2009
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  6. justin has a 74

    justin has a 74 Maverick bandit official

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    antique plates anyone:huh:
     
    justin has a 74, Sep 22, 2009
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  7. Matterick

    Matterick Matt Somerville

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    the lower they price your car, the less they're gonna have to pay if you wreck it
     
    Matterick, Sep 22, 2009
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  8. 1973Maverick357

    1973Maverick357 Cooler then a Camaro

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    But it is true... it works out better if you get in a wreck you rather be over insured then under insured... This brings up the other topic i forgot what thread... Our cars may not be worth it to everybody else but to us they are worth more and if everybody looks at our cars as cheap cars they will stay cheap cars... And i have no doubt in my mind your car aint easily worth $1500 more then you paid.. Sorry if you took it the wrong way.
     
    1973Maverick357, Sep 22, 2009
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  9. maverick maniac

    maverick maniac Banned

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    agreed dave they do not set your premium of an old car by how much it is worth and what would that kid know about insurance any way he don't drive and don't pay bills
     
    maverick maniac, Sep 22, 2009
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  10. 1973Maverick357

    1973Maverick357 Cooler then a Camaro

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    Yeah but most people drive very careful with their classic cars and dont wreck them not so true with most daily beaters..
     
    1973Maverick357, Sep 22, 2009
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  11. justin has a 74

    justin has a 74 Maverick bandit official

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    :slap:....:sarcasticclap:......
     
    justin has a 74, Sep 22, 2009
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  12. 1973Maverick357

    1973Maverick357 Cooler then a Camaro

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    Actually when i went to the rod run i saw a 57 chevy nomad got rearended.. Probably wasnt a good weekend for them..
     
    1973Maverick357, Sep 22, 2009
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  13. Dave B

    Dave B I like Mavericks!

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    It's not the drivers/owners of the cars themselves that you have to worry about...
    What you have to consider when doing an insurance appraisal, is what is that exact car worth? what condition is it in? could you find another just like it? what would you have to do to find another, if you had to replace it? what is your personal time worth? what is the insurance companies time worth? what parts on this car are original? what is the fit and finish of this certain car? You can take market value into consideration, but there are a lot of other factors to consider when doing an insurance appraisal.
     
    Dave B, Sep 22, 2009
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  14. 1973Maverick357

    1973Maverick357 Cooler then a Camaro

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    I learn something new every day... Thank you for explaining it to me :Handshake
     
    1973Maverick357, Sep 22, 2009
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  15. Matterick

    Matterick Matt Somerville

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    im sorry but you were the first person to come to mind when 1973maverick357 posted that lol
     
    Matterick, Sep 22, 2009
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